Bank Of America - TripRewards MasterCard Credit Card - The Choice Of Travelers

Bank of America is one among the market leaders of credit card issuers. In the US, it is the largest issuer of credit cards. The excellence that Bank of America credit cards have reached, has left its nearest rival J.P. Morgan Chase lagging far behind.

Together with their outstanding services, the Bank of America credit cards have much more to recommend about them, including their lucrative Rewards' Program & their contribution to social welfare causes. Bank of America - TripRewards MasterCard Credit Card is one such card, which takes every care of your needs and wants, all the while providing you with the opportunities of being socially useful.

The Features Of The Card

The Bank of America - TripRewards MasterCard Credit Card has a 0% introductory rate (APR) for Balance Transfers and Cash Advance Checks throughout the first twelve billing cycles. (Of course, this is subject to your paying a 3% transaction fee, which should be no less than $10). The credit card has no annual fee.

The card gets you 13 points (the TripRewards membership gives you 10 points and the other three points are gained for using the card) for spending every dollar in the qualifying TripRewards hotel purchases. For spending a dollar on other qualifying purchases, the cardholder will be earning another two points.

As a cardholder, you must be aware that there is no limit to the amount of points you can gain from the credit card, but the points do expire in a time-period of four years.

The credit card offers some unique features. You can avail of a range of rewards with the MasterCard, like great cost saving offers and discounts at the preferred hotels. If you are a frequent traveler, then the exciting rewards program provided by the credit card will be most appropriate for you. The participating hotels include Days Inn®, Ramada®, Howard Johnson®, Travelodge® (U.S. only), Knights Inn®, AmeriHost Inn®, Wingate Inn®, Super 8® and Wyndham Hotels and Resorts® spread all over the US and Canada.

Benefits

The reward-points can be exchanged for free hotel stays in any of the six thousand hotels in Canada or United States. The membership of the Bank of America - TripRewards MasterCard Credit Card program comes for free.

As a member, you can gain extra points through the many partners, which are merged with the points acquired via the membership. You can even avail of luxurious free nights at international hotels, Hawaii or Wyndham. The other choices for you are - airline miles, car rentals, train travel, airline tickets and resort vacation. Entertainment rewards like free/discounted movie tickets, entry passes for musical concerts, amusement parks and other such places can also be availed. You can also go for shopping/dining certificates and other similar gifts. If you are the pious kind, then you can also donate to any of the charitable organizations by gifting them your earned points.

The Bonus Points

The card offers you 24-hour online access, total fraud protection, zero annual fees and many more benefits.

Secured bad credit credit card

Secured credit cards can also be linked to a savings account in which case it will have a credit limit of some percentage of your savings or money in your account. Bad credit? No problems. Have these credit cards.

Cheap Unsecured Loan - Avail Without Expending More Than Budget

Generally people have the mindset that unsecured loan is very complicated to afford and avail because it requires you to pay higher rates of interest and also have a good repayment capacity. But as the lenders have started giving cheap unsecured loan, this trend is changing. Now instead of opting for secured loan people prefer to take cheap unsecured loan for keeping their property untouched.

With innumerable cheap unsecured loan given by the different lenders it might sometime be a daunting task to select the one. Cheap unsecured loan is given to all borrowers without any discrimination for any of the below mentioned purposes:

1. Home improvement and repairs

2. Going abroad for vacation

3. Wedding purposes

4. Establishing and extending any business

5. Education purposes

6. Car purchase

Unsecured loan is available at cheap rate to borrowers who have credit record without any default, insolvency, county court judgment and any kind of delay or non-payment of installment. The most important factor of availing cheap unsecured loan is the credit record. However, even with bad credit you can take cheap unsecured loan but the cost might be a little higher. You can borrow cheap unsecured loan ranging from £5,000 to £25,000, and the time period of repayment can vary from 5 years to 10 years.

For borrowing cheap unsecured loan you might have to do meticulous study of various online loans quote given by the lenders for cheap unsecured loan because the exact terms of loan package differ from lender to lender. So it is entirely your choice to select online the cheap unsecured loan which fits your affordable monthly outgoings. In online search for cheap unsecured loan you can compare various loan package costs in seconds and can also apply for it in minutes. Therefore, when you find such online cheap unsecured loan better you should grab it without delay.